Layoffs & Closures
What Happens to Your 401(k) After You Lose Your Job
A layoff does not touch your vested 401(k) balance, but the next move has tax consequences. The rollover, cash-out, small-balance and loan rules, side by side.
Tag: retirement
Bankruptcy
What Happens to Your Pension When Your Employer Goes Bankrupt
A company bankruptcy does not wipe out a traditional pension. How the PBGC steps in, the 2026 and 2027 maximum guarantees by age, and which benefits fall outside them.